Representative Michael Grimm (R-NY) sponsored H.R. 3370, the Homeowner Flood Insurance Affordability Act of 2014, which would repeal and delay key provisions of the Biggert-Waters Flood Insurance Reform Act of 2012. Artificially discounted flood insurance rates have led to the development and destruction of floodplains. By undermining steps to increase flood insurance premiums to market-based levels, H.R. 3370 would encourage further floodplain development and lead to the destruction of wetlands, forests, and other habitats that help mitigate flood damage, which will only be made worse by climate change. On March 13, the Senate passed H.R. 3370 by a vote of 72-22 (Senate roll call vote 78). NO IS THE PRO-ENVIRONMENT VOTE. President Obama signed H.R. 3370 into law on March 21.